I believe that everyone should have access to qualified independent financial advice from a fiduciary. I also believe that you should know exactly how much you are going to pay and what the end result will be.
What We Offer
Ongoing Financial Life Planning Services
A comprehensive financial plan that will serve as a blueprint for your financial life. We will focus on your main pain points to start with. I will also guide you through a discovery process where I will help you define your future goals and also help you avoid any blind spots. A plan like this covers a lot of topics so we will break it down into manageable pieces.
These are popular topics covered.
(They can be modified to meet your needs.)
Financial Life Planning
Equity Compensation analysis
Household Balance Sheet Development
Cash Flow Optimization/Budgeting
Debt/Student Loan Consulting
Employee Benefits Analysis
Educational Funding Analysis
Estate Planning Review
Project Based Planning
Curious whether you should rent or buy? Want to know how you should allocate your investment accounts or if you can retire early? The Project Based option is a great way to get the help you need for specific topics, or if you're looking for a one-time comprehensive financial plan. In this type of engagement will deliver a plan with actionable steps but the implementation of the plan will be your responsibility.
If you decide to engage with an Ongoing Financial Planning service, the fee that you paid for your project is eligible to be credited towards the Ongoing Financial Planning initial fee as long as it is within the first 12 months following the first deposit.
I have seen many investors make disastrous mistakes when investing without having a financial plan. Therefore, I require that we engage in financial planning before we manage your money. (Remember that we do not require you to let us manage your money to work with us).
I believe that keeping cost down is very important in maximizing returns so I use mostly low cost index funds to build and manage your portfolio.
Our investment management services are billed at 1 percent of the balance of your account. After 500k investment management includes Financial Life Planning at no extra cost.
We have four simple steps:
Set up a 30 minute complimentary conversation.
No need to prepare a ton of documents. There is time for that. Right now, we simply want to understand what concerns you have to determine if we are a good fit.
We will talk about what financial success means to you, understand what your values are and help you get organized so that you know where you currently stand.
Next, we will talk about your financial goals and help you set timelines. We will work as a team to help you define your goals so that they are clear, attainable and exciting.
Lastly, we will create actionable steps to get you closer to your financial dreams. Don’t worry, we will not print out a 60 page document and expect you to take action. Your monthly membership allows us to help you implement and update your plan as we go. Click here to see a copy of a sample service calendar.